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  安邦保险集团引入保险保障基金注资并启动战略投资者遴选工作

  经调查核实,中国银行保险监督管理委员会发现安邦保险集团股份有限公司(以下简称安邦保险集团)部分股东在筹建申请和增资申请中,存在使用非自有资金出资、编制提供虚假材料等行为。为进一步强化保险监管,有效防范金融风险,严厉打击保险公司股权违法违规行为,根据《行政许可法》等有关法律规定,中国银行保险监督管理委员会依法撤销了安邦保险集团有关股东和注册资本变更的行政许可。

  为确保安邦保险集团偿付能力充足,维护公司稳定经营,切实保护投保人利益,在中国银行保险监督管理委员会撤销安邦保险集团相关股权许可的同时,安邦保险集团同步引入保险保障基金注资。注资后,安邦保险集团注册资本维持619亿元不变。

  引入行业风险救助基金参与行业风险处置,是国际上常用的风险处置手段。保险保障基金作为非政府性行业风险救助基金,主要用于救助保单持有人、保单受让公司或者处置保险业风险。引入保险保障基金注资并阶段性持股,是改善安邦保险集团公司治理、充实偿付能力而采取的临时性风险救助措施。在引入保险保障基金注资的同时,安邦保险集团将同步启动战略股东遴选工作,尽快引入优质民营资本作为公司的战略性股东,实现保险保障基金有序安全退出,并保持安邦保险集团民营性质不变。

  

  原文链接:http://www.circ.gov.cn/web/site0/tab5168/info4103853.htm

  

  Anbang Insurance Group introduced the China Insurance Security Fund for Capital Injection and Initiated Strategic Investors Selection Process

  

  After investigation and verification, the China Banking and Insurance Regulatory Commission (“CBIRC”) has discovered that some previous shareholders of Anbang Insurance Group Co., Ltd. (“Anbang Insurance Group”, or the “Company”) did not use their own funds and provided false documentation in the incorporation preparation application and capital increase applications of Anbang Insurance Group. In order to further strengthen insurance supervision, effectively prevent financial risks, and curtail breaches of laws and regulations related to insurance companies’ equities, the CBIRC has annulled the administrative licenses of those shareholders and relevant registered capital changes of Anbang Insurance Group in accordance with the “Administrative License Law” and other relevant laws and regulations.

  In order to maintain a good solvency ratio, keep stable operations of the Company, and effectively protect the interests of policyholders, Anbang Insurance Group has introduced the China Insurance Security Fund (“CISF”) for capital injection which has been approved by the CBIRC. Such capital injection is to make up the gap resulting from the annulment of administrative licenses granted to those previous shareholders. After such capital injection, the registered capital of Anbang Insurance Group remains at RMB 61.9 billion.

  It is a commonly used risk disposal measure in the world to introduce industry bailout fund to participate in the risk disposal process. The CISF, as a non-governmental industrial bailout fund, mainly serves the purpose of bailing out policyholders and policy transferee companies, or resolving risks of the insurance industry. It is a temporary risk disposal measure to improve corporate governance and increase capital strength by introducing CISF as an interim shareholderfor a limited time period. Concurrently, Anbang Insurance Group has initiated the process of introducing strategic shareholders. Anbang Insurance Group is targeting to introduce quality and qualified private capital as strategic shareholders as soon as possible, to realise the orderly and safety exit of the CISF and to maintain Anbang Insurance Group as a private owned company.